How to Qualify

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The Dallas Area Habitat for Humanity qualification process is unique; unlike other loan programs, your approval is not credit score driven. A comprehensive evaluation of your personal financial situation, including income and monthly budget, is evaluated to determine your ability to make an affordable monthly mortgage payment. Additionally, families interested in purchasing a home through Dallas Area Habitat must meet certain criteria.

This includes, but not limited to:
• U.S. citizenship or permanent residency
• Agreement to complete sweat equity hours
• Current employment and ability to make monthly payments of $600 - $900 and a one-time escrow payment of $2,000 for taxes and insurance

To qualify and apply to become a Habitat partner family you must meet the 3 main requirements:

      • Need for Shelter
      • Willingness to Partner
      • Ability to Pay

Income Guidelines:

Family Size

Minimum Income Year

Maximum Income Year

1

$11,969

$28,400

2

$13,672

$32,400

3

$15,375

$36,500

4

$17,078

$40,500

5

$18,453

$43,800

6

$19,813

$47,000

7

$21,188

$50,300

8

$22,547

$53,500


Applicants must fall within the income guidelines as determined by HUD, outlined above.  If you meet the above qualifications and would like to learn more to apply to become Habitat partner family, please download the Mortgage Counseling Questionnaire at the bottom of this page and attend a MANDATORY orientation session. 

Please contact us for upcoming orientation sessions:

Email: jgilliard@dallas-habitat.org

Information Phone Line: (214) 678-2300

Mortgage Counseling Questionnaire

Please Bring with you to orientation.
Click to Download:

 

 English             Spanish
 

 
Orientation

Why rent when you can own a Dallas Area Habitat for Humanity home?
Are you interested in becoming part of the Habitat family?  Then please attend one of our MANDATORY homeownership orientations.  In the orientation you will receive additional information about the Habitat homeownership program and details on how to apply and qualify.

All orientations are held at our Family Resource Center.  For more information please contact the Dallas Area Habitat for Humanity main office.

Dallas Habitat Office
2800 N. Hampton Road, Dallas Texas 75212
Main number 214-678-2300
Family Service info line: 214-678-2330
Fax: 214-678-2391
Web: www.dallas-habitat.org

Model Home Addresses:

Bonton Model Home:
2810 Valentine St.
Dalals, Texas 75215
 

What should I bring with me to the orientation?
Please complete the Mortgage Counseling Questionnaire form and bring it with you to the orientation session.  To apply for a home, you will need a $25, non-refundable money order for a preliminary credit report.

Please bring your driver's license or ID, social security card and/or permanent resident card (if applicable).

Homeownership Orientation
Dates and Times:
First Thursday of the Month
10:00a.m.-11:00a.m.  English version
2:00p.m.-3:00p.m.      English version
11:00a.m.-12:00p.m.  Spanish version

Third Thursday of the Month
6:00p.m.-7:00p.m.  English version

Third Saturday of the Month
10:00a.m.-11:00a.m.  English version
11:00a.m.-12:00p.m.  Spanish version